DARR ke aage J̶e̶e̶t̶ DHOKA hai

 Introduction

Some time ago, a movie was released

The Heist of the Century

This movie

was based on a real robbery

Which happened in 2006

At the Bank of Rio, Brazil

In this robbery,

Robbers on gunpoint

Kept 23 people hostage

And looted 15 million dollar

But, you might say

These bank robberies keep happening

What is new in this?

In this robbery

Any robber

did not have a real gun.

They only had toy guns

By using those toy guns

Robbers kept the people hostage

Stopped the police

And looted millions of dollars

That means, for robbery

Not just the gun

The fear of gun is enough

In today's episode

We will talk about

About this emotion

In today's episode, we are talking about

Fear

Today we will see, 5 such unique scams

In which, your fear

is used as a weapon

Because, the gun is not real

And along with fear

when urgency or जल्दबाज़ी is combined

Then, this combination becomes even more deadly

Jagruk Janta, I am RJ

Welcome to Episode No 2 of

Groww presents Jagruk Banna hai

[Intro Music]

Episode Two: FEAR

Scam #1

SCAM 1/5

[Music]

*phone pings*

[Music]

Man: Savita

Man: Savita

Woman: What happened?

Man: Where is your son?

Woman: He went to coaching to study

Man: Did he go to coaching or to do something else?

I gave him money last week

to pay the electricity bill

Look, message has been sent from the electricity department

If we don't pay it today

Then they will cut the connection

You call this number and get the payment done

I will see him once he comes

Poor Rahul!

Firstly, he will come

and will be scolded by his mother

For which, he doesn't know the reason

After that, the father will remove a different frustration

When the father will realise

That he has been scammed

Yes! This is quite a common scam

Electricity Bill Scam

And especially in metros

Such scams related to gas and electricity

have become quite common

So, what is the modus operandi

Firstly, SMS or Whatsapp are sent in bulk

By writing, that your electricity bill

will be disconnected

Because, you have not done the payment yet

For once, the person gets scared

And above that, it's written

That your electricity will be disconnected today itself

See the urgency also occurred

In that message, a phone number is given

Which the electricity officer receives

He says to get the payment done soon

In few special cases, it's very helpful

And tells you, Don't worry Sir

Your payment might have been done

For once, via Anydesk

give access to your Phone or Computers

I will get your bill checked directly

And at this point, the money disappears

And until the next bill arrives

Or we realise about the mistake

Until then, this phone number becomes inaccessible

And these scammers vanish

So, how do we protect ourselves from such scams?

Firstly, you need to know

1. Your Discom will never contact you with an urgency

That do the payment today

Or else the connection will be disconnected

2. Even If you think it's a genuine case

Of Non payment

Then, visit the Discom's official website yourself

Make the payment

And not on any random link

or random bank account

And lastly, any person

In regards to this scam or otherwise

If any person asks for Any desk access

Then, you should never give it to them

Hope you will remember

So, before covering the next 4 Scams

An important thing

The way the purpose of this series is

To make you aware of such scams

Similarly, Ab India Karega Invest

By Groww's purpose is

To make people aware of Investment

Under Ab India Karega Invest

Groww Team, in every country's corner

Is conducting Free investing workshops with experts

You will not only get investing knowledge with these workshops

But on 1:1 sessions, your doubts will also be resolved

In the past 12 months, Groww's initiative

Has reached 25,000 people in 100 cities

And the most important thing

Because, this is completely free

Seats get booked quickly

When are the upcoming events happening

In which cities are they happening

You will get the link to register

Here in the pinned comment

You quickly register

Ab India karega Invest

SCAM 2/5

Scam #2

Friend A: Take this Deepak Brother

Have some tea

Friend B: Leave this tea! These bank people

Friend A: Why? What happened?

Has your EMI date arrived?

Friend B: Leave EMI. My Bank account will be blocked

Friend A: Why?

Friend B: I don't know

This PAN needs to be linked

Check what's written here

Is it important to link the PAN?

Friend A: Yes! I read about this somewhere

That you have got to link the PAN

But, why are you taking tension?

We will update the PAN on this link

And leave all that. You drink tea

Tea should not get cold

RJ: Scam is different. But emotions are the same

The fear is of the bank account being blocked

And urgency that it might happen today evening

Notice one more thing

These scammers

Play around with such rules and regulations

About which, people are aware

But, they are not aware completely

Like, KYC linking in the bank

In this particular scam, it could be possible

That the scammer might have your Bank account number

Your IFSC, Branch Detail

They even might have your card number

Because, these details

Not a huge thing to be hacked from a website or app

Now, they need your CVV and your OTP

For this, they become Bank employees

Try to retrieve information via Phone

But few people know, that you should not provide OTP

For this, a similar looking

They create an official Website of the Bank

Wherein you are filling out the details

You assume the details are going towards the Bank

But, they are going towards the Scammers

So, how do you prevent yourself from KYC Scams?

Firstly remember

Again, Bank will never create such an urgency

That you do the KYC today

Or the account will close by today evening

2. Most of the customers

If you are not a high-risk individual

Then, once every 8 - 10 years

They have to do a KYC in the Bank

So whenever you receive a KYC message or call

Tell them you'll visit the branch and get it done

And you won't be that busy

That you can't visit the Bank branch even once in 8 - 10 years

And lastly, at any cost

Apart from the Official bank website

or payment gateway website

You should never share your CVV or OTP anywhere

Scam #3

SCAM 3/5

[phone rings]

Victim: Hello! Who is speaking?

Scammer: Namaste! From Data Infotech Private Ltd

Advocate Sunil speaking from the Legal department

You joined our company in regard to Data entry work

But, you didn't complete the work

Victim: Sir! I had my exams

Scammer: Radhika ji! Listen to me

Due to your negligence, the company had to suffer a lot

And you signed an agreement

Do you remember on the stamp paper

Victim: Yes

Scammer: Then you might have read the Terms & Conditions

Your penalty is forming upto Rs 26,000

You can fill that out and settle your case

Victim: Rs 26,000

Scammer: You only have 4 hours

Or else against you, under the Contract Act

A case will be filed in the Ahmedabad High Court

And a legal notice and your nearest police station

Will reach within 24 hours

Pay Rs 26,000 now

Or else by adding Lawyer and Court fees

You might have to pay Rs 1.5L

Victim: Rs 1.5L

RJ: Data entry scams on the name of Work from home

It is a very systematic way to trap people

Create a profile on any job portal

You will start receiving such messages immediately

The work is quite simple

Data Entry, Resume Typing

Captcha Filing

Such work

which any individual

Without any skill

Can do it easily at home

And the payment for this huge

For eg: To type one page

Rs 150 will be given

A document, photo and signature is asked from the victim

For Onboarding

And a Stamp paper like this

The employment agreement is made and sent to them

By the way, such agreements are photoshopped

And If you read it carefully

Then one-sided terms and conditions are written

Which is in the company's favour

After a few days,

by not offering work

Or due to offering low-quality work

Company calls

And who calls

Of the Advocate

So-called Legal department of the company

And he says, the company has incurred a lot because of you

Now you will have to pay the money

As per Terms and Conditions of the Agreement

Which you have signed on Stamp paper

If you have not paid the money

Then, a court case will be filed against you

Threat to file a legal notice against you

And a threat to confiscate your house

They can mention anything

People don't understand that this job is fake

This agreement is fake

The advocate is fake

And this entire legal notice threat

is also fake

What is real - is only your money

Which these people take away

And assume for 1% of this company is real

The bond is real

In that particular case

No company has the right

That due to your work not being done

They ask for money

The thing here is

The people who do unlawful work

Show the fear of law

are looting you

And in such scams, a lot of times

Verification charges

Registration charges, software charges

By stating all this

The money is retrieved initially

It is told that this money will be refunded

Along with the 1st payment

It will be refunded again

So, how do we stay away from such data entry scams?

Firstly, you remember

That in such a hyper-competitive world

If you don't have a skill

Then, no one will offer a high-paying job

Until you have a big connection

That too, in the further process

So, If you receive a job like this

Wherein, without any major skill

Work From Home

If you are staying at home and earning a lot

Then assume that, there will be scam

Especially, any such data entry job

Which are of Work From Home Nature

All of these are fake

2. Any company that offers you work

If Upfront asks you for money

It could be either be to ask you for a salary account

Or to open a verification, registration

Tell them you can't give them money

When you offer me the salary

Deduct anything that you wish to

I am not going to pay you in advance

3. If anyone mentions about Law

Either be it a contract, bond or agreement

They tell anything

They might tell you will receive a legal notice

Then you don't have to give them a penny

99% out of 100, this could be fake

And even If it's not 1% fake

Then we are with you

Mail it to us

Scam #4

SCAM 4/5

*phone rings*

Aman is a fresh College graduate

He registered for a job on a particular site

From that site, Aman receives a call

Of a Counselor

Counsellor mentions that you don't have the skills

You do one thing

You do this Software course

After that, you will get a lot of jobs

But, Aman has no interest in it

He politely denies

After that, calls are been done from different numbers

To take this course

Aman keeps denying that

And keeps blocking the number

Finally, Aman receives this call

Victim: Hello

Scammer: Yes! Yes, you are audible

Aman Shukla, Right?

Victim: Yes!

Scammer: Brother, If you are interested

*inaudible*

Victim: No No! I am driving right now

Can't you understand?

That If the person is driving

He will call later

*inaudible*

Scammer: How were you talking in the middle

I was saying something right?

Do you know whom you are talking to?

Because, I am not trying to make you believe

Victim: Whoever you are

Scammer: Listen...

Do one thing, I am not selling you anything

Aman Shukla, I am deleting, blacklisting your profile

We have 300 companies

I am blacklisting you from everything

Now you will realise, with whom you are talking to

Now, you apply for the job. All the best!

*Call disconnected*

RJ: Now, Imagine, a fresher

Who is hunting for a job

What can be more dangerous threat than this

That he will be blocked from all the IT companies

And he won't get the job anywhere

In this situation, a lot of people pay money

It was good

That in this particular case

Aman emailed us

Friends! Please remember

With these job portals or recruitment agencies

They don't have any such magical power

Which they can use to stop you from working at an IT company

IT companies fight amongst for good applicants

As long as you have skills

You will have jobs

You don't have to be afraid by such threats

We received another such call from our subscriber

To register on such a job portal

She was asked to pay Rs 48,000

But, they had watched a lot of LLA videos before

So listen to what she had to say

Scammer: No fraud is been done here

The way in which you are talking

The call that has been done

to give you the company information

You have not heard that either

If you don't revert or don't respond

We have full authorization

to file a legal allegation/ legal activity

Victim: Ok!

Scammer: I would like to tell you that

My team will visit your house within 2 hours

Court paper and court letter will be provided

And Rs 48,000 challan amount needs to be filled by you

Will you be able to do it? Ms

SCAM 5/5

Scam #5

Friend A: Brother! Good that you came

I am leaving with your sister in law

Give me your Activa keys

Friend B: No Bro! You travel by Uber today

Friend A: It will take time for the Uber to arrive

I am getting late. I will fill petrol in the scooty

Tell me

Friend B: If scooty won't be saved. How will you fill petrol?

Friend A: What do you mean?

Friend B: You do Rash driving

Friend A: What Rash driving

My speed doesn't exceed 40

Friend B: Oh! Then how did I receive this over-speeding e challan?

Friend A: Which e-challan did you receive?

Friend B: See this

RJ: Until now, you might have understood

What's the matter?

Just like electricity bill and gas connection scam

were happening

Similar scams on e-challan are happening

Especially, in the metro cities

Thousands of people are sent this e-challan messages

Now from 10 - 20. Evens If 1 gets converted

Then their ROI will become great

ROI means Return on Investment

If you want to do the E challan payment

So, you visit the Official Traffic website

And please remember one thing

Guru Mantra

Check the URL every time

What are you paying towards

On which site are you adding your information

Because, if on your email or message

You might be shown a masked address of that site

But, If you see the URL on your browser

You might be saved from several such scams

So Jagruk Janta

How did you like this episode

Tell us in the comments

If you liked it, then like the video

And write #JagrukJanta in the comments

At the same time, there is a link in the pinned comment

Ab India Karega Invest by Groww

Seats are limited in every event

And these events are free

Hence, get your registrations done soon

Groww presents Jagruk Banna hai

The remaining episodes of this Series

You can click and watch it here

Let's meet in the next episode

Jai Hind

*End Credits*

BTS