Five Effective Methods To Buy Subscription Unemployment Insurance Scheme in the UAE

 Five Effective Methods To Buy Subscription Unemployment Insurance Scheme in the UAE

If you are yet to avail yourself of the vital benefits offered by the mandatory Unemployment Insurance Scheme in the UAE, fret not, as numerous platforms are available to facilitate your enrollment. Effective from January 1, 2023, the Involuntary Loss of Employment (ILOE) scheme has been introduced to provide financial security to individuals facing job loss due to circumstances beyond disciplinary actions or voluntary resignations. Embracing convenience and accessibility, this scheme allows for easy subscription via online channels or in-person registration through authorized money exchange houses, kiosks, and service centers across the UAE.

01.Direct channels – ILOE website and app

Applying for the essential unemployment insurance scheme in the UAE has been made incredibly convenient. By leveraging the advanced ILOE portal and the user-friendly ILOE mobile application, available for both Apple and Android devices, you can directly access the enrollment process. The application and registration for the unemployment insurance plan are completely free of charge, and these platforms are operated by Dubai Insurance, the company entrusted with managing the ILOE Insurance Pool. Seamlessly sign up through the ILOE website or app to ensure comprehensive coverage and financial security in times of job loss.

02. Exchange Centers

Enrolling in the ILOE insurance scheme has been made effortlessly accessible through Al Ansari Exchange. By visiting any of their branches, you can easily subscribe to this crucial insurance plan by following a few simple steps. Ensure your financial security during unforeseen job losses by promptly completing the enrollment process at Al Ansari Exchange.

Step-by-Step Guide:

To initiate your enrollment, kindly adhere to the following steps while visiting an Al Ansari Exchange branch:

Present your Emirates ID: Begin the process by providing your Emirates ID, the essential identification document required for enrollment.

Provide your mobile number: Share your active mobile number to establish seamless communication regarding your enrollment and future notifications.

Request the ILOE Insurance Form: Ask for the ILOE insurance form, which will be provided to you upon request. This form serves as the official document for your enrollment.

Select your policy period: Choose your desired policy period from the options available—either one or two years—to tailor the coverage duration according to your needs.

Choose your payment option: Select your preferred payment frequency from the available options: monthly, quarterly, semi-annually, or annually. This flexibility allows you to align the payment schedule with your financial preferences.

Confirmation and Enrollment: After completing the above steps and making the payment, you will officially be enrolled in the ILOE insurance scheme. Al Ansari Exchange will issue a receipt as confirmation of your successful payment, providing you with peace of mind and assurance of your coverage.

03.Kiosks

In addition to the existing subscription channels, you now have the flexibility to subscribe to the ILOE scheme through easily accessible kiosk machines. This convenient option allows you to enroll in the scheme at your convenience. Currently, two esteemed payment service providers in the UAE, namely MBME Pay and uPay, offer official subscription channels through their kiosks. With numerous kiosk locations spread across the UAE, you can effortlessly find the nearest MBME Pay or uPay kiosk by searching for them on an online map application on your smartphone.

Kiosk Machine Enrollment Process: Follow the simple steps outlined below to subscribe to the ILOE scheme through the user-friendly kiosk machines:

Locate a Nearby Kiosk: Utilize an online map application on your smartphone to search for the nearest MBME Pay or uPay kiosk. These kiosks are strategically positioned across various locations in the UAE, ensuring easy access for individuals seeking enrollment.

Initiate the Subscription Process: Approach the identified kiosk and initiate the subscription process. The intuitive interface of the kiosk will guide you through the necessary steps to complete your enrollment.

Provide Required Information: Input the necessary details as prompted by the kiosk. This may include personal information, contact details, and any other relevant information required for the enrollment process.

Select Policy Duration and Payment Frequency: Choose your preferred policy duration, selecting either one or two years, based on your individual requirements. Additionally, indicate your preferred payment frequency, which can range from monthly, quarterly, semi-annually, or annually, ensuring flexibility that aligns with your financial preferences.

Confirm Enrollment and Make Payment: Review the provided information for accuracy and proceed to make the payment. The kiosk machine will guide you through the secure payment process, ensuring a seamless transaction.

04.Bank mobile applications 

Effortlessly subscribe to the unemployment insurance scheme through the advanced C3Pay app and card. C3Pay, a product provided by Edenred, an authorized Wage Protection System (WPS) agent approved by the Central Bank of the UAE, offers a streamlined enrollment process. If you possess a C3Pay card or account, you can directly subscribe to the Involuntary Loss of Employment (ILOE) insurance plan using the user-friendly ‘C3Pay’ mobile application. This app is available for both Apple and Android devices, ensuring convenient access to essential insurance coverage.

C3Pay App and Card: Leverage the following steps to enroll in the ILOE insurance plan seamlessly via the C3Pay app and card:

Obtain a C3Pay Card or Account: Ensure you have a C3Pay card or an active account associated with C3Pay before proceeding with the enrollment process.

Download the ‘C3Pay’ Mobile Application: Visit the respective app store for your device (Apple App Store or Google Play Store) and download the ‘C3Pay’ mobile application. This intuitive app serves as the gateway to enroll in the ILOE insurance plan.

Login or Register: Upon launching the ‘C3Pay’ app, either log in to your existing account or complete the registration process if you are a new user. Follow the provided instructions to set up your account securely.

Navigate to the ILOE Insurance Section: Within the ‘C3Pay’ app, locate the dedicated section for ILOE insurance. Access this section to initiate the enrollment process.

Follow the Enrollment Steps: Follow the step-by-step instructions provided within the app to enroll in the ILOE insurance plan. Enter the required information accurately and select your desired policy duration and payment frequency options based on your preferences.

05.Tawjeeh and Tasheel Centres

In addition to the various subscription channels, you have the option to enroll in the ILOE scheme at MOHRE Tawjeeh or Tasheel service centres. These centres, operated by the Ministry of Human Resources and Emiritisation (MOHRE), cater to the needs of both employees and employers in the private sector, providing comprehensive labor-related services. By visiting these centres, you can initiate your enrollment for the ILOE scheme efficiently.

Enrollment Process at MOHRE Service Centres: Follow the steps below to successfully subscribe to the ILOE scheme at a MOHRE Tawjeeh or Tasheel service centre:

Visit a MOHRE Service Centre: Locate a nearby MOHRE Tawjeeh or Tasheel service centre to begin the enrollment process. These centers are established and authorized by the MOHRE to provide necessary assistance and services related to labor matters.

Provide Emirates ID and Mobile Number: Upon arrival at the service centre, present your Emirates ID, which serves as your identification document for the enrollment process. Additionally, provide your mobile number, enabling effective communication regarding your enrollment and future notifications.

Proceed with Enrollment: Follow the instructions provided by the service centre staff to initiate your enrollment for the ILOE scheme. They will guide you through the necessary steps and provide any required forms or documents.

Complete Enrollment Formalities: Provide the requested information accurately and complete any required forms or documents. Ensure that all details are entered correctly to facilitate a smooth enrollment process.

Locate MOHRE Service Centres: To find MOHRE service centres near your location, visit the official MOHRE website at https://www.mohre.gov.ae/en/services/approved-services-centers.aspx. This resource will help you identify the nearest service centre and plan your visit accordingly.